Report promptly
Notify your insurer as soon as possible and ask for a claim number. Many policies require timely notice.
Understand your coverage
Read your declarations page and ask about dwelling, contents, additional living expenses and any deductibles.
Document everything
Photos, video, receipts and a contents inventory support your claim. Keep a log of calls.
Mitigate further loss
Policies generally expect you to take reasonable steps like board-up or water extraction. Keep receipts.
Know your rights
You can ask questions, request a copy of your policy and get your own estimate. The Arizona Department of Insurance and Financial Institutions can answer consumer questions.
A note
This article is general information, not legal or insurance advice. Contact your insurer or a licensed professional for guidance on your situation.
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This article is general information and not professional, legal or insurance advice. We are a referral service and do not perform restoration work.
